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3. Are
you also marine surveyors?
No. Marine surveyors, whether for hull, machinery, cargo, towage approval
etc. are hired for their technical expertise in connection with ships,
machinery, cargo, terminal facilities etc. In the adjustment of a claim
under a marine policy the Average Adjusters will generally seek the
opinion of a surveyor on a variety of technical matters. These surveyors
play an important part in most insurance claims, whether they act as
Underwriters’ surveyors or Owner’s
representatives. When it is advisable, we may also suggest that special
tests be performed on equipment or components that have failed; these
may be metallurgical tests, materials analysis etc. and will assist
in the determination of the cause of damage and the allocation of a
claim to the correct policy period. Also, when necessary to assist
in the determination of a matter of some technical controversy, Average
Adjusters may refer to Consulting Surveyors for their particular expertise.
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